💸 7th Pay Salary Calculator
Calculate In-Hand Salary for SSC, UPSC, Bank & Railways
Provisional Salary Slip
| Basic Pay | 0 |
| DA (Dearness Allow.) | 0 |
| HRA (House Rent) | 0 |
| TA (Transport) | 0 |
| Gross Salary | 0 |
| NPS Deduction (10%) | 0 |
How to Calculate 7th Pay Commission Salary in 2026?
If you have been selected for a government job (Central or State), your salary structure follows the 7th Pay Commission Matrix. Understanding the breakdown of your salary slip is crucial. Use our JobShikhar Salary Calculator to get an exact estimate of your in-hand earnings.
The Salary Formula
The government salary calculation formula is simple:
Net Salary = Gross Salary - (NPS + Professional Tax)
HRA City Classification Rules (X, Y, Z)
House Rent Allowance (HRA) depends on the city of your posting. The government has classified cities into three categories:
| Class | City Type | HRA Rate (% of Basic) | Examples |
|---|---|---|---|
| X City | Metropolitan | 27% (or 30%) | Delhi, Mumbai, Kolkata, Chennai, Bangalore, Hyderabad |
| Y City | Urban Areas | 18% (or 20%) | Lucknow, Patna, Jaipur, Kanpur, Bhopal |
| Z City | Rural/Other | 9% (or 10%) | All other smaller towns and villages |
Frequently Asked Questions (FAQ)
Q1: What is the current DA rate?
As of Jan 2026, the Dearness Allowance (DA) is expected to be around 50% to 54%. Our calculator uses the latest standard rate by default.
Q2: How is NPS calculated?
NPS (National Pension System) deduction is mandatory for most government employees. It is calculated as 10% of (Basic Pay + DA).
Tags: Salary Calculator 2026, 7th Pay Matrix Calculator, SSC CGL In Hand Salary, Group D Salary Slip Download.