IBPS AI Application Developer Online Form 2026 – Syllabus, Salary, Interview Questions & Complete Preparation Strategy

Post Name: Deputy Manager (AI Application Developer)
Organization: Institute of Banking Personnel Selection (IBPS)
Advertisement No.: IBPS/2025-26/06
Salary (Approx.): ₹90,100 per month
Annual CTC: ₹17.15 Lakhs (Approx.)
Experience Required: Minimum 3 Years (Post Qualification)
Last Date to Apply: 10 March 2026
Job Location: Mumbai Only

If you are an experienced AI or Machine Learning professional and looking for a stable, high-paying Sarkari Naukri 2026, this is a rare opportunity. This is not a routine government vacancy. This is a specialist technical officer role where you will work on real AI systems used in large-scale national examination processes.

Also read this IBPS Deputy Manager AI Application Developer Recruitment 2026 – Apply Online | Salary ₹90,100 | Last Date 10 March 2026

This guide will explain everything in detail — job profile, eligibility, syllabus, selection process, salary structure, interview expectations, and a practical preparation strategy.

Read carefully before applying.

High-Level Overview

Vacancy & Nature of Appointment (In Detail)

IBPS has invited online applications for direct recruitment against an existing vacancy. Though the notification mentions recruitment against the current vacancy, a waitlist will also be maintained for six months to meet future needs.

This means even if you are not selected immediately, you may still have a chance if additional requirement arises within that period.

The appointment will be on a regular basis. There will be a probation period of one year from the date of joining. During probation, your technical performance, discipline, and conduct will be evaluated. Confirmation depends on satisfactory performance.

Important points to remember:

• Posting will be strictly in Mumbai.
• No request for location change will be entertained.
• You must arrange your own accommodation.
• The role demands full professional commitment, including availability when required.

This is a serious officer-level role. Apply only if you are prepared for responsibility.

Detailed Job Profile – Understanding the Real Role

Many candidates read “AI Application Developer” and assume it is a coding job. It is much more than that.

You will be responsible for developing and implementing Artificial Intelligence and Generative AI solutions for IBPS mission-critical systems.

Let us break down what that actually means.

Core Responsibilities

• Design, train, and deploy Generative AI and LLM-based models
• Build Retrieval-Augmented Generation (RAG) systems
• Develop multi-agent AI frameworks
• Integrate AI tools with core examination platforms
• Perform data preprocessing and analytics
• Ensure model security, data privacy, and compliance
• Optimize AI models for performance and scalability

Technical Skills Expected

You should have strong command over:

• Python programming (advanced level)
• SQL and database schema design
• MySQL / SQL Server / PostgreSQL
• Neural networks and transformer architecture
• Model optimization and evaluation
• Tools like LangChain, HuggingFace, FastAPI
• Containerization tools such as Docker
• Understanding of cloud or scalable deployment systems

This is enterprise-level AI deployment inside a national-level organization. It requires maturity, not just coding knowledge.

Eligibility Criteria (Very Important Section)

Age Limit (As on 01 February 2026)

Date of birth will be verified strictly through Matriculation certificate. No later corrections will be accepted.

Educational Qualification

Essential Qualification:

• B.E./B.Tech in Computer Science / AI / Data Science / Machine Learning
• OR MCA
• OR M.Sc. (Computer Science)

Conditions:

• Degree must be from a recognized university
• Distance/Open university degrees are not accepted
• Result must be declared on or before the last date of application
• Percentage must be calculated correctly as per university norms

Desirable Qualification:

• M.Tech in relevant specialization
• Recognized certifications in Artificial Intelligence, Generative AI, Multi-Agent Systems

Work Experience (Mandatory)

Minimum 3 years of post-qualification professional experience in:

• Python development
• Generative AI systems
• LLM fine-tuning
• Machine Learning algorithms
• NLP systems
• Database management systems

Experience must be after completing your degree. Internship experience before degree completion will not count.

Selection Process – Complete and Detailed Explanation

The recruitment consists of four stages. Performance must be consistent across all stages.

1. Online Examination
2. Skill Test
3. Group Exercises
4. Personal Interview

Stage 1: Online Examination

The structure of the online exam is as follows:

Important Rules:

• Section-wise minimum qualifying marks required
• Overall cut-off decided by IBPS
• 0.25 marks deducted for every wrong answer

Professional Knowledge section carries high importance because this is a specialist role.

Stage 2: Skill Test (Practical Evaluation)

This round checks real-world technical ability.

You may be asked to:

• Write or debug Python code
• Design AI architecture for a problem
• Explain LLM fine-tuning techniques
• Discuss prompt engineering
• Write SQL queries
• Explain database indexing and optimization

This stage verifies whether your experience is genuine.

Stage 3: Group Exercise

This round evaluates soft skills and leadership.

Panel checks:

• Communication clarity
• Logical structure
• Ability to work in a team
• Leadership qualities
• Professional behavior

Possible discussion topics:

• Ethical AI in public systems
• Data governance challenges
• Automation in government processes

Do not remain silent. Do not dominate aggressively. Maintain balance.

Stage 4: Personal Interview

This is the final stage and usually conducted at IBPS Mumbai.

Panel may ask:

• Explain attention mechanism in Transformers
• Difference between RAG and fine-tuning
• How to reduce hallucination in LLMs
• Database normalization strategies
• Security measures in AI systems
• Real project challenges you faced

Your technical clarity, honesty, and confidence matter a lot.

Detailed Syllabus – Section Wise Explanation

Reasoning

Focus areas include:

• Puzzles
• Seating arrangement
• Logical reasoning
• Blood relations
• Data sufficiency

Speed and accuracy are key.

Quantitative Aptitude

Important topics:

• Data interpretation
• Ratio and proportion
• Percentage
• Profit and loss
• Time and work
• Simple and compound interest

Practice calculations without calculator.

English Language

Focus on:

• Reading comprehension
• Cloze test
• Error detection
• Sentence rearrangement
• Vocabulary improvement

General Awareness

• Banking and financial awareness
• Current affairs (last 6 months)
• Economic updates

Professional Knowledge (Most Important)

Prepare deeply in:

• Supervised and unsupervised ML algorithms
• Neural network fundamentals
• Transformer architecture
• LLM fine-tuning
• Prompt engineering
• Retrieval-Augmented Generation
• SQL queries and optimization
• Database indexing
• Containerization basics
• Ethical AI and compliance

This section decides ranking.

Salary Slip & Allowances – Full Breakdown

Additional Benefits:

• Employer PF contribution
• Medical benefits
• Medi-claim
• Telephone reimbursement
• Newspaper reimbursement
• Canteen subsidy
• Performance linked incentive
• Gratuity
• Superannuation
• LTC / HTC
• Children education subsidy
• Housing loan interest subsidy
• Group accident insurance

Estimated in-hand salary ranges between ₹75,000 to ₹82,000.

Promotion & Career Growth

This is a Grade E officer post.

With experience and performance, you may move into senior technical or managerial roles.

Since AI is strategic for institutions, career growth potential is strong.

Service Bond

Bond Amount: ₹2 Lakhs
Minimum Service: 3 Years

If you leave before completing 3 years, you must pay bond amount.

Online Form – Step-by-Step Guide

1. Visit official website
2. Click Apply Online
3. Register and generate registration number
4. Upload documents
5. Pay fee
6. Submit application
7. Print final form

Documents required include photo, signature, thumb impression, handwritten declaration, resume, degree certificate, and experience certificates.

Check spelling and document clarity carefully.

60-Day Preparation Strategy

Phase 1 (First 30 Days)

• Focus on Professional Knowledge
• Revise ML algorithms
• Practice SQL daily

Phase 2 (Next 15 Days)

• Practice Reasoning and Quant
• Improve speed

Phase 3 (Last 15 Days)

• Take full mock tests
• Analyze mistakes
• Revise weak areas

Expected Interview Questions

• Explain Transformer attention mechanism.
• What is overfitting and how to prevent it?
• How does RAG improve LLM response?
• Design scalable AI system architecture.
• How will you ensure data privacy?

Prepare real project examples.

Hidden Advantages of This Role

• Exposure to national-level systems
• Stable government career
• Enterprise AI experience
• High credibility profile

Few government roles offer this level of AI specialization.

Important Links

FAQs – IBPS AI Application Developer Recruitment 2026

What is the last date to apply for IBPS AI Application Developer Recruitment 2026?
The last date to submit the IBPS AI Application Developer Online Form 2026 is 10 March 2026. Candidates are advised not to wait till the final day because heavy website traffic may cause payment or registration issues. Always complete your Application Fee Payment at least 2–3 days before the deadline.

What is the salary of IBPS AI Application Developer in 2026?
The approximate monthly Salary is ₹90,100 at the beginning of the scale. The Annual CTC is around ₹17.15 Lakhs including PF contribution, medical benefits, allowances, and performance incentives. The estimated in-hand salary may range between ₹75,000 to ₹82,000 after deductions.

Is experience mandatory for IBPS AI Application Developer Recruitment 2026?
Yes, experience is strictly mandatory. Candidates must have a minimum of 3 years post-qualification hands-on professional experience in AI/ML development using Python, Generative AI, LLM fine-tuning, NLP, and database management systems. Without this requirement, the application will not be considered.

Is there negative marking in the IBPS AI Application Developer exam pattern?
Yes, as per the official Exam Syllabus & Pattern, there is a penalty of 0.25 marks for every wrong answer in the objective test. No marks are deducted for unanswered questions.

Where is the job location for IBPS AI Application Developer 2026?
The job location is strictly Mumbai, Maharashtra. Selected candidates will be posted at IBPS headquarters. No request for transfer or location change will be entertained.

How can I download the Admit Card for IBPS AI Application Developer exam?
The Admit Card Download link will be activated on the official IBPS website before the Online Examination. Candidates must regularly check the website and use their registration number and password to download the call letter.

What is the Application Fee for IBPS AI Application Developer Online Form 2026?
The Application Fee Payment amount is ₹1000 for all categories. The fee must be paid through online mode only using debit card, credit card, net banking, UPI, or IMPS.

Is this a permanent government job?
Yes, this is a regular officer-level post under IBPS with a one-year probation period. After successful completion of probation, the appointment becomes permanent as per institute rules.

Final Advice

If you meet the eligibility and have real AI experience, do not ignore this opportunity.

Prepare seriously. Focus heavily on Professional Knowledge. Improve communication skills.

Apply before 10 March 2026 and aim for consistent performance in all four stages.

Author Note

I analyze government recruitment notifications daily and convert them into structured, practical guidance so aspirants can prepare strategically and confidently.